Terms of Service

TERMS OF USE for, Nigeria Health Innovation Marketplace owned by Private Sector Health Alliance of Nigeria trading as www.nhim.phn.ng

This Terms of Use Agreement is a legally binding contract. Therefore, please read it carefully before indicating whether you are willing to accept its terms.

By providing your email address, you acknowledge that you have read this Agreement, understand it, and agree to be bound by it.

If you do not agree to any of the terms below, Nigeria Health Innovation Marketplace owned by Private Sector Health Alliance of Nigeria, trading as "www.nhim.phn.ng" is unwilling to grant you access to its services or those areas of its web site that are open to its clients. If you are unwilling to accept all of the terms of this Agreement, you should not create an account and you should exit the web site.

"Nigeria Health Innovation Marketplace" is a trade name owned by Private Sector health Alliance of Nigeria, a Lagos Nigeria corporation (hereinafter referred to as "PHN"). This Terms of Use Agreement ("Agreement") is made by and between PHN and the person ("You") making use of the services provided by PHN through its internet website.



PHN provides online services ("Services") intended to assist individuals in creating and viewing profiles online to assist in the showcasing of innovative businesses, connecting of entrepreneurs, linking with investors, obtaining educative resources, and many more. Users of the service provide the information necessary for accomplishing these connections. All information and services are exchanged electronically, via the internet. You are responsible for maintaining your own access to the internet. PHN is a privately owned and operated service and does not represent or speak for any governmental office or authority.



PHN offers a free service. No payment is required to access any information on the nhim.phn.ng Internet web site (Site). No fees should be made to any individual registered on the nhim.phn.ng web site (Site) for the purpose of accessing any information on the Site.



Subscription to the Service authorizes a single individual to use the Service. If you choose to create an account using an e-mail address and password, you are responsible for maintaining the confidentiality of such e-mail addresses and passwords. You are responsible for maintaining the confidentiality of such passwords and/or user I.D., and you agree that you will be responsible for all use of any such password and/or user I.D., including any access to, or use of, the Service by unauthorized persons. In the event that your password and/or user I.D. is lost or stolen, please notify PHN immediately so that a new password or user I.D. may be issued promptly. You may not grant, resell or sublicense access to the Site or the Service, or any of the rights granted to you herein, to any third party. You agree not to reproduce, duplicate, copy, sell, resell or exploit any part of the Site or the Service. You may not decompile, disassemble, reverse engineer or otherwise attempt to obtain or access the source code from which any component of the Site or the Service is compiled or interpreted, and nothing in this Agreement may be construed to grant any right to obtain or use such source code. You agree not to use the Site or the Service to violate any local, state, national or international law or to impersonate any person or entity, or otherwise misrepresent your identity or your affiliation with a person or entity.



PHN undertakes commercially reasonable efforts to ensure that the forms and information it provides are current and accurate. However, PHN does not warrant that any forms it provides are the most current editions and PHN does not warrant the accuracy of information. PHN also undertakes commercially reasonable efforts to protect the confidentiality of the information you provide, in accordance with the privacy policy stated on the Site. However, PHN does not guarantee the confidentiality of such information against unauthorized third party access or system failure.

The service, and all information, content, and materials related to the foregoing, are provided "as is." except as expressly stated in this agreement, PHN disclaims all warranties, express or implied, including, but not limited to, any warranties of merchantability, fitness for a particular purpose, title, non-infringement, non-interference, system integration and accuracy of data. PHN does not warrant that use of the service will be uninterrupted, error-free or virus free. Although information that you submit may be password protected, PHN does not guarantee the security of any information transmitted to or from the site and you agree to assume the security risk for any information you provide through the site.



In no event shall PHN or its affiliates be liable for any indirect, incidental, consequential or special damages, or for loss of profits or damages arising due to business interruption, investment in innovations/businesses, connection with individuals/entities through the portal or from loss or inaccuracy of information, to the extent any of the foregoing arises in connection with this agreement or your use or inability to use the service, and/or the site, whether or not such damages were foreseeable and even if PHN was advised that such damages were likely or possible. You acknowledge that this limitation of liability is an essential term between you and PHN relating to the provision of the service to you and PHN would not provide the service to you without this limitation.



You represent and warrant that all information that you provide to us will be true, accurate, complete and current, and that you have the right to provide such information to us in connection with your use of the Service. While using the Site, you may not:

1. restrict or inhibit any other user from using and enjoying the Site;

2. post or transmit any unlawful, fraudulent, libellous, defamatory, obscene, pornographic, profane, threatening, abusive, hateful, offensive, or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any local, state, national or foreign law, including without limitation the Nigeria export control laws and regulations;

3. post or transmit any advertisements, solicitations, chain letters, pyramid schemes, investment opportunities or schemes or other unsolicited commercial communication (except as otherwise expressly permitted by PHN) or engage in spamming or flooding;

4. Post or transmit any information or software which contains a virus, trojan horse, worm or other harmful component;

5. post, publish, transmit, reproduce, distribute or in any way exploit any information, software or other material obtained through the Site for commercial purposes (other than as expressly permitted by the provider of such information, software or other material);

6. upload, post, publish, transmit, reproduce, or distribute in any way, information, software or other material obtained through the Site which is protected by copyright, or other proprietary right, or derivative works with respect thereto, without obtaining permission of the copyright owner or right holder; or

7. upload, post, publish, reproduce, transmit or distribute in any way any component of the Site itself or derivative works with respect thereto.

PHN has no obligation to monitor the Site. However, you acknowledge and agree that PHN has the right to monitor the Site electronically from time to time and to disclose any information as necessary or appropriate to satisfy any law, regulation or other governmental request, to operate the Site properly, or to protect itself or its customers. PHN reserves the right to refuse to post or to remove any information or materials, in whole or in part, that, in its sole discretion, are unacceptable, undesirable, inappropriate or in violation of this Agreement.

Other than the personal information submitted by you for the purpose of utilizing the Service, any communications or material of any kind, including data, questions, comments or suggestions, that you e-mail, post or otherwise transmit through the Site will be treated as non-confidential and nonproprietary. PHN reserves the right to share certain account or other information with governmental organizations or other third parties when it believes in good faith that the law or legal process requires it, or when it is necessary to do so to protect the rights or property of PHN or others. You agree to indemnify and hold harmless PHN and its affiliates and members, agents, and employees from and against all losses, expenses, damages, costs

and liabilities, including reasonable attorneys' fees, incurred by PHN and resulting from any violation of this agreement or any activity related to your account by you or any other person accessing the site with your password.


VII. Credit Checking 

To enable us (and other companies in our group) to make credit decisions about you for fraud prevention and money laundering purposes, we may search the files of credit reference (and fraud prevention) agencies (who will record the search) we may disclose information about how you conduct your account to such agencies. Other credit grantors may use this information to make credit decisions about you and the people with whom you are financially associated, as well as for fraud prevention, debtor tracing and money laundering purposes. (If you provide false or inaccurate information and we suspect fraud, we will record this.

If you give us information on behalf of someone else, you confirm that the other person has appointed you to act on his/her behalf and has agreed that you can give consent on his/her behalf to the processing of his or her personal data, receive on his/her behalf any data protection notices, give consent to the transfer of his/her personal data, give consent to the processing of his or her sensitive personal data, e.g. Financial information).



This Agreement will become effective and binding when you have acknowledged your acceptance of all the terms and conditions herein by following the instructions set forth on the Site. Ordinarily, we will require you to indicate your agreement by clicking a particular button during the process of registering for the Service. Once in effect, this Agreement will continue in operation until terminated by either you or us. However, even after termination, the provisions of sections III and VI of this Agreement will remain in effect. You may terminate this Agreement at any time and for any reason by providing notice to PHN in the manner specified on the Site or by choosing to cancel your access to the Service using the tools provided for that purpose within the Site. We may terminate this Agreement without notice or, at our option, temporarily suspend your access to the Service and/or the Site, in the event that you breach this Agreement. Notwithstanding the foregoing, PHN also reserves the right to terminate this

Agreement at any time and for any reason by providing notice to you either through email or other reasonable means. After termination of this Agreement for any reason, you understand and acknowledge that PHN will have no further obligation to provide the Service or access to the Site. Upon termination, all licenses and other rights granted to you by this Agreement will immediately cease.



PHN may change the terms of this Agreement from time to time. PHN is not obligated to notify you. All changes will be made by posting notice of the changes on the Site. Any such changes will become effective when notice is received or when posted on the Site, whichever first occurs. If you object to any such changes, your sole recourse will be to terminate this Agreement. Continued use of the Service or the Site following notice of any such changes will indicate your acknowledgement of such changes and agreement to be bound by such changes.



PHN reserves the right to modify or discontinue the Service with or without notice to you. In the event of such modification or discontinuation of the Service, your sole remedy shall be to terminate the Service. Continued use of the Service following notice of any such changes will indicate your acknowledgement and acceptance of such changes and satisfaction with the Service as so modified.



PHN and/or its vendors and suppliers, as applicable, retain all right, title and interest in and to the Service, the Site and all information, content, software and materials provided by or on behalf of PHN. Except for the use of publicly available forms and information which you obtain from sources other than PHN, you agree that you will not copy, reproduce, distribute or create derivative works from any information, content, software or materials provided by PHN, or remove any copyright or other proprietary rights notices contained in any such information, content, software or materials without the copyright owner's prior written consent.

Your feedback is welcome and encouraged. You agree, however, that (i) by submitting unsolicited ideas to PHN, you automatically

forfeit your right to any intellectual property rights in such ideas; and (ii) unsolicited ideas submitted to PHN or any of its employees or representatives automatically becomes the property of PHN.



You shall comply with all laws, rules and regulations now or hereafter promulgated by any government authority or agency that are applicable to your use of the Service or the Site, or the transactions contemplated in this Agreement. Any attempt to sublicense, assign or transfer any of the rights, duties or obligations hereunder or to exceed the scope of this Agreement is void. This Agreement and the rights and obligations of the parties with respect to the Site and the Service will be subject to and construed in accordance with the laws of Lagos State, excluding conflict of law principles. You consent to jurisdiction and venue exclusively in Lagos State. This is the entire agreement between you and PHN with regard to the matters described herein and govern your use of the Service and the Site, superseding any prior agreements between you and PHN with respect thereto. The failure of PHN to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties' intentions as reflected in the provision, and the other provisions hereof shall remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of this Agreement or related to use of the Service or the Site must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Last updated: March 16, 2017